Microfinance

Individual Loan ( OKEY LOAN )

Is designed for financing of additional working capital or acquisition of fixed assets for business use.

Group Loan ( PKK LOAN )

A Center-Based Solidarity Loan concept covering 20-45 clients in a particular center.

➤ Micro Housing

provide assistance to its clients and staff for the construction, acquisition and renovation or improvements of their houses

➤ Emergency Loan

an incentive loans given to 3rd cycle and above. An add-on with the business capitalization just in case capital inputs had decreased due to calamity. This can also be used in emergency cases like fires, calamities, sickness in the family and other related emergency cases subject to assessment of TSKI personnel. Cost of this is very minimal and process of disbursement is simple and short.

➤ Education Loan

enables clients to avail loans intended for the payment of tuition and miscellaneous fees of their children

➤ Water Sanitation and Hygiene ( WASH ) Loan

Provide loans for the construction, rehabilitation and improvement of water system, sanitation and hygiene facilities.

Business Development Services


Business Consultancy

Provided to clients who want to put up a new business, and also to existing ones who wants to further develop or strengthen their business.

Marketing

A service provided to MSMEs as an aid to their Business Development.

Toll Packaging

Assistance to develop the client’s product.

Label Design and Printing

Provided to clients to further develop the label design of their product.

Community Enterprise Development

Social Preparation

Mobilize, prepare and set tone the participation and commitment of community and stakeshoders to achieve established goals.

Community Organizing

Builds/mobilizes people and other community resources towards identifying and solving their own problems, establishing people’s awareness and capacities to stage their own future and take action collectively (Dacanay, 1993)

Community Development Planning

The conscious effort of pursuing a definitive course or pattern of development to promote positive changes or improvement in the community and the society as a whole.

Enterprise Development

The result of a process in which the community acts entrepreneurially, to create and operate a new enterprise embedded in its existing social structure.

Training

STAFF TRAINING

Provided to all staff to effectively deliver the products and services of the organizaion to the communities and respond to the organizational expansion plans.
• Basic Orientation Training
• Supervisory & Management Development Program

CLIENT'S TRAINING

Provided to clients to enhance their capacity in managing resilint enterprises and provide additional source of income or eventually become part of their enterprises.
• Client's Capacity Training
• Center-Based Training (CBT)
• Livelihood Skills Summit(LSS)

Farmers Integrated Development Assistance

FIDA is the program innovated by TSKI to address the situation of the poor and marginalized agrarian reform rural farmers, with a farm lot of 0.5 to 2 hectares, who doesn’t have access to formal financial services and post harvest facilities.

MICROFINANCE AGRI

Microfinance Agri is TSKI's commitment to fight hunger and poverty in the countryside.

• Community Based Social Preparation

• Financial Assistance

• Post Harvest/ Skills Development

• Product Development

• Marketing

• Enterprise Development

Allied Services

Educational Assistance

Kauswagan Educational Foundation, Inc.(KEFI) Scholarship Program

In partnership with Kauswagan Educational Foundation, Inc(KEFI) TSKI provides ducational assistance to deserving children of its clients. The educational assistance covers P 15,000.00 in cash per semester. the qualifiedchildren of clients should enroll in a 4 year college degree in school or niversities of their choice.

Microfinance (MF) Scholarship Program

BSBA Financial Management with Microfinance is a ladderized pprogram for the deserving children of TSKI clients who want to join the Microfinance Industry in the future.

Insurance

Prime Health Care

Prime Health Care is an outsourced service that provides daily cash alowance to clients confined in hospitals due to sickness and accident. It includes emergency ambulance assistance, accidental memorial cash assistance, monthly family income assistance and assistance for provoked murder or assault. It is a quality and affordable healthcare insurance accessible to Filipino Families

Micro-Insurance

Micro-Insurance is a product that aims to protect the Principal and its insured dependent from financial risk associated with death and accidental dismembertment of the insured.

Partners