TSKI Client Stories

"When you reach the end of the rope, tie a knot in it, Hang on and don't give up. you will miss your success the moment you gave up."

Sonia Mangas lives in Brgy. Tabok, Poblacion, Danao City, Cebu. She is a client of TSKI-Liloan branch under the PKK program. Sonia has a small eatery business wherein she also sells “tinapa”...

"Ang taong masipag ay may pagkain sa hapag."

Maymona Osabel, is a 42 years old entrepreneur from Brgy. Jugan, Consolacion, Cebu. She owns a small sari-sari store business which serves as her source of income to help provide for the needs of her family. She decided to join TSKI, through the recommendation of her friend, because she needs additional capital for her business expansion plan.

"TSKI is a blessing for my family and to my business."

The 48 years old client from Argao, Cebu, Ma. Gay Geldore, owns an RTW store which is her own way to help provide the basic needs of their family. Ma. Gay had three children. She said that she joined TSKI because she wanted to have additional capital for her business. She also learned that her membership could help her...

"Just do what is good and just to your fellow and God will bless you with abundant blessing."

“Just do what is good and just to your fellow… and God will bless you with abundant blessing,” says Leonida Manimog, a client of TSKI-Argao branch. She has a food vending business. Leonida shared that she struggled financially when her children started their college education...

"In everything we do in life, we need to put God first and have a complete trust in him."

Erlinda Egina is a resident of Brgy. Bolinawan, Carcar, Cebu. She is a client of TSKI for 18 years already. Her journey in TSKI started last 2014 when she decided to borrow money for additional capital in her business. Her life was very challenging since she is a single mother...

"Always trust in God and work hard towards your dreams."

Elsa Jumao-as is a client from Brgy Tipolo, Maharlika, Mandaue City, Cebu. For a living, she operates a sari-sari store business. She started it in 2009 to help her husband in providing the needs of their family. Elsa shared that before she started her business, their family was struggling financially...

“Never give up… because God will never stop sustaining you. Have faith in God and just continue your good work in your business!”

“Never give up… because God will never stop sustaining you. Have faith in God and just continue your good work in your business!” It is the success principle of Jemil Lavisto. A client of TSKI-Dumanjug branch. Jemil has a small bakery...

“Kapag nadapa ka, bumangon ka. Habang tayo'y pinagkalooban ng buhay at lakas.”

Loyda Bedico is from Brgy. Caliongan, Dalaguete, Cebu. She is a client of TSKI-Dalaguete under the OKEY loan program. Loyda sells vegetables to earn a living and to support the needs of her five children. She struggled so much after the death of her husband...

“Be happy what you have in you life and never give up your dreams.”

“Be happy with what you have in life and never give up on your dreams!” This is the motto of Mai Shayne Perpetua, a client of TSKI-Carcar branch. Mai Shayne is now four years in her membership with TSKI. She has a small eatery business which generates income to help her family...

“Live your life and achieve for your goals.”

Mary Joy Legaspi is a client from Poblacion, Dumanjug, Bohol. She sells cooked food/viands to earn an income. She admits that having a business with unstable capital is never easy. It was her problem before she joined TSKI. Luckily, a staff of the TSKI invited and encouraged her to join in order to give her the opportunity to improve her business...

"Don't lose hope and keep going. I am thankful for my family for being supportive and to TSKI as well."

“Don’t lose hope. Just keep going. Work for your success everyday.” It is the motto of Nila Durana, a client of TSKI-Maayon Branch availing the OKEY Loan program. She is now 8 years as a member. Nila shared that before she joined TSKI, her family was struggling financially...

"Life is too short to think of negative things instead be positive and live happily in our life."

Neal Sarabia is a client from Toril, Davao City. He is a family man. His wife works as an OFW (Overseas Filipino Worker). To have a double income for their family, as part of their preparation for the future of their daughter, Neal put up his business. He sells RTWs...

"Di bali ng mainit at malansa, Basta Kumikita at dito kami masaya."

Dolores Cerera is a fish vendor from Brgy. Daliao, Toril, Davao City. She is a client of TSKI for almost as year already. She shared that she was struggling financially before she joined TSKI. Her fish vending business was not really giving her sufficient income...

"Love God above all things."

The client from Brgy. Balighot, Maayon, Capiz, Alma Bantes owns a small sari-sari store business which she started in 2017. She is also into farming for additional income. Alma is a responsible mother and a caring wife. She is always giving her best to help her husband in providing for the needs of their three children.

"Do not do unto others what you do not want others will do unto you."

Ailyn Boncaras, a client from Brgy. Agbanban, Panay, Capiz owns a sari-sari store business which she started in 2012. Ailyn is married to Robert Boncaras and they are blessed with two lovely children. Ailyn decided to put up a sari-sari store business so that she could help her husband generate income...

"Don't give up in every challenges we are facing, always put the Lord in the center of our life."

Rubylyn Guevarra is a client from Brgy. Poblacion, San Agustin, Romblon. She is married to Edmon Decena and are blessed with four children. Rubylyn has a sari-sari store and is also a vegetable vendor. She is very thankful because she was able to join TSKI...

"If there are challenges in life, there is also hope. Don't give up and always trust in God."

Marissa Bandala is a client from Brgy. Inubahan, San Jose, Romblon. She has a sari-sari store business to support the needs of their family. Before joining TSKI, Marissa has no permanent job and she has no fixed income as well. She used to do jobs available for her...

"In God's way everything will be in order and will direct you to your path of success."

Imelda Gajarion is a client from Brgy. Comodom, Alcantara, Romblon. She owns a sari-sari store which she started in 2016. She is a mother of two children. Her big struggle before she joined TSKI was the dilemma of where to get a startup capital so that she could open a sari-sari store...

"Don't be tired of doing something good."

Filix Llaguno is a client from Brgy. Tawagan 2, Sirao, Cebu City. He owns a food cart wherein he sells fruitshakes. Filix is also into flower and vegetable farming to gain additional income for the family. Before he joined TSKI he is already operating a flower shop but due to his small and unstable capital...

"Love God above all things."

The 31 year old, Caren Archival, is a client from Brgy. Tawagan 1, Sirao, Cebu City. She owns a sari-sari store with small eatery and she also sells flowers for additional income. For Caren, it is her own way of helping her husband in providing the needs of their family...

"Time is Gold." I always make sure to use my time on something that I can make profit with.

Crizalda Bebita is a client from Brgy. Duran, Dumalag, Capiz. She is now 40 years old. Crizalda is a family woman with two children. She was able to put up a sari-sari store business through her membership in TSKI...

"Thank you TSKI for allowing me to avail your program. Its serves as a Big help for my business to grow. Continue to give your good services to your clients. God Bless!"

Emerlyn Loja is a client from Poblacion, Jamindan, Capiz. She is a sari-sari store owner. She started her business in 2010. Emerlyn shared that before she joined TSKI...

"I am thankful to God that he gave me a good life through the programs and services of TSKI which made me what I am today."

The 52 year old Imelda Zaldariaga is a client from Poblacion, Pilar Capiz. She has a sari-sari store business. Imelda decided to engage in business so that she could provide...

"Never give up. Try and try until you succeed."

Rosemarie Faeldoneais a client from Brgy. Consolacion, Dumalag, Capiz. She has a sari-sari store and piggery business. She decided to do business so that she could have an income to ease their financial struggles. Rosemarie was able to know about the programs and services of TSKI...

"I'm so thankful for the help I have received from TSKI."

“Time is gold. We never know when opportunity will strike us; so, it is better to always give our best in everything we do.” It is according to Susan Dugenio, a client from Brgy. Jaena Norte, Jamindan, Capiz. Before she became a member of TSKI...

"Kapag may tiaga, may nilaga."

Alma Lapidez is a client from Brgy. Pinay, Mambusao, Capiz. She is a family woman with two children who are both studying in elementary. Her husband works as a carpenter and his income would usually not enough for the needs of their family...

"God is the Great Provider."

Emma Monasterial is a client from TSKI-Odiongan Branch. She is a married woman with three children. She owns a sari-sari store business which she started in 2018. Emma decided to join TSKI because for her it is the best way to have a stable capital and to improve her business...

"TSKI had given us good opportunity, thus we are making good use of our resources so that we could truly attain our success."

Jenalyn Daza is a client from Poblacion Proper, Mambusao, Capiz. She is a sari-sari store owner. Jenalyn decided to join TSKI because she wanted to have an additional capital...

"Trust God in everything you do and everything will follow."

Meriam Cesar is a client from Brgy. Victoria, San Andres, Romblon. Her sari-sari store started in 2015. She shared that her life was very difficult before she became a member of TSKI. She finds it hard always to maintain the capital of her business.

"Time is Gold."

Shirly Rubio is a client from Brgy. San Isidro, Alcantara, Romblon. She is so much loved by her husband and children because she is a very responsible mother and a caring wife. Shirly has a sari-sari store business which she started last 2018 through the help of her loan from TSKI.