"Time is Gold. I always make sure to use my time on something that I can make profit with."

Crizalda Bebita is a client from Brgy. Duran, Dumalag, Capiz. She is now 40 years old. Crizalda is a family woman with two children. She was able to put up a sari-sari store business through her membership in TSKI. But before it happened, Crizalda shared that they were really struggling financially because her husband’s income as a driver would usually not enough for their needs. Fortunately, her sister, who is a member of TSKI, encouraged her to join so she could avail a loan. With that, she could put up a business and could generate additional income. Crizalda considered it as a big blessing when TSKI accepted her and her first loan was approved. She then used the money to put up her sari-sari store business. She is very happy and thankful that she found TSKI and it became her helpful partner not only in her business but also life. She likes the devotional activity which improves her faith and spirituality. With her improved business, she is so proud to provide the needs of their family, especially the educational needs of her two children. Crizalda is planning to invest her upcoming loans in her business so that she could improve it more.